✓ Licensed & insured in PA ✓ Serving York, Lancaster & Central PA
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Moreira Builders | Central PA Renovations and Interior Design
(717) 780-8881 Schedule Estimate
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Financing

Flexible financing for every project size.

We've partnered with industry-leading lenders to make funding your renovation simple, for projects from $5K to $250K+.

Most of our clients pay for their renovation with cash, a HELOC, or a project-specific loan. We've partnered with renovation-focused lenders to give you a fast, transparent option if you want one, no impact on your credit to check rates, decisions in 24 hours, and most projects can close within 7-10 business days.

Financing options

Three common ways our clients fund renovations.

Cash / savings

The simplest path. About 40% of our clients pay this way, especially for smaller renovations under $75K.

HELOC

Home equity line of credit through your bank. Great option for larger renovations if you have equity built up. Variable rate.

Renovation loan

Project-specific financing through one of our lending partners. Fixed rate, fixed term, no prepayment penalty. Apply in minutes.

Talk through financing

How financing works with us

You don't need financing approved before you talk to us. We'd rather start with a conversation about the project, then talk numbers. That said, here's the typical flow when financing is part of the picture:

  1. Free consultation. We walk your space and talk about scope.
  2. Detailed estimate. We deliver a written estimate with line-item pricing.
  3. Financing application (optional). If you want financing, we'll point you to our lending partners. Most decisions in 24 hours.
  4. Contract & deposit. Standard 25% deposit to schedule the project.
  5. Build. Progress payments tied to construction milestones, never on a vague schedule.

We never require you to use our lending partners. Use whoever you want, or pay cash. Our only goal is making sure the financing structure doesn't slow down your project.

Want to talk through your options?

Free consultation. We'll walk your space, talk through scope, and show you a transparent estimate before any financing conversation.

Schedule Your Estimate